Dental Insurance | 97 Smiles Dental Care
Dental Insurance

Your Benefits,
Maximized.

If you've got eligible dental coverage, 97 Smiles will do the work to make sure you're getting every dollar of benefit you've earned. Most major insurance plans accepted.

20+ MI Locations
30+ Plans Accepted
Free Benefits Check
Coverage that works

97 Smiles Accepts Most Major Dental Insurance Plans.

Coverage can vary by location and treatment, but you won't have to sort it out alone. We'll walk you through exactly what your plan covers and what to expect before any treatment begins.

Free benefits verification — we check your coverage before your visit
We work with most PPO plans — no insurance? Ask about our Membership Plan
Detailed claim statements — so you can get reimbursed quickly

Accepted Insurance Carriers

Plans We Honor

A sample of carriers we work with — don't see yours? Call us and we'll check.

Delta Dental
Cigna
Anthem
Aetna
Humana
Guardian
United Healthcare
MetLife
Ameritas
SoonerCare
Centene Envolve
Medi-Cal

Simple Process

Using Your Insurance Is Easy

Our team handles the heavy lifting so you can focus on your smile.

01

Call or Book Online

Tell us your insurance plan when booking. Our patient care team will start your benefits lookup right away.

02

We Verify Your Benefits

Before your appointment, we contact your insurer to verify coverage, so there are zero surprises at the chair.

03

Get the Care You Deserve

Walk in, get treated, walk out with a complete claim statement — ready for reimbursement. It's that simple.

Government Plans

We Haven't Forgotten Medicaid & Medicare.

Many 97 Smiles locations also accept Medicaid, Medicaid Managed Care, and Medicare Advantage plans. Coverage varies by office — call us or book online to confirm what's accepted at your nearest location.

Find Your Office
Medicaid
Accepted at qualifying locations
Medicaid Managed Care
Check your local 97 Smiles office
Medicare Advantage
Many plans include dental benefits
CHIP / Children's Health
Dental coverage for qualifying children

Questions & Answers

Common Insurance Questions

Still have questions? Our patient care team is ready to walk you through your specific coverage and what to expect at your visit.

Talk to Our Team

Yes — dental insurance can often be applied toward your care, and your local 97 Smiles team will help guide you through the process from start to finish.

We'll provide a detailed statement of services so you can submit a claim to your insurer. While most offices don't file claims directly, we give you everything needed to seek reimbursement and understand exactly what your plan covers.

We accept most major PPO dental plans including Delta Dental, Aetna, Cigna, Humana, MetLife, UnitedHealthcare, Blue Cross Blue Shield, Guardian, Ameritas, Principal, and many more. Many locations also accept Medicaid and Medicare Advantage. Call your nearest office to confirm your specific plan.

Many 97 Smiles offices accept Medicaid, Medicaid Managed Care, and Medicare Advantage plans. Coverage varies by location, so we recommend calling your nearest office or booking an appointment to confirm which government-sponsored plans are accepted.

Absolutely. Many patients use financing to cover any out-of-pocket costs not covered by their insurance. Our team will help you understand what your plan covers and connect you with flexible payment options to cover the rest.

Our carrier list is a sample — it's not exhaustive. We work with many PPO plans not shown here. Call us at 855-97-SMILE and our team will verify whether we accept your specific coverage in minutes.

Our transparent, upfront pricing means uninsured patients often pay significantly less than at traditional dental offices. Ask about our 97 Smiles Membership Plan — it includes discounts on most services for a low annual fee.

Your Smile
Deserves This.

Don't let insurance confusion stop you from getting the care you need. Our team makes it effortless — call us or book online and we'll handle everything.